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(a) Represented Infant or Incompetent Person. If an infant or an incompetent person has a representative—such as a general guardian, committee, conservator, or similar fiduciary—the representative may file a voluntary petition on behalf of the infant or incompetent person.
(b) Unrepresented Infant or Incompetent Person. If an infant or an incompetent person does not have a representative:
(1) a next friend or guardian ad litem may file the petition; and
(2) the court must appoint a guardian ad litem or issue any other order needed to protect the interests of the infant debtor or incompetent debtor.
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